How to open a bank account for refugees and persons with subsidiary protection?

Opening a bank account in France is an important step for anyone who has been granted refugee status or subsidiary protection. Having a bank account is essential for receiving social benefits, paying rent, managing finances, and even starting your own business.

Steps to Opening a Bank Account

1. **Choosing a bank**

The first step is to choose a suitable bank. Some banks may refuse to open an account, so it is important to choose a bank that is more loyal to new customers. For example, the Postal Bank (La Banque Postale) is known for its willingness to work with refugees.

2. **Preparation of documents**

To open an account you will need:

- Identity document (for example, a temporary residence permit or a receipt for submitting documents for obtaining it).

- Proof of residence (e.g. lease, utility bill or proof of address from an association).

- In some cases, the bank may request additional documents, such as a certificate of income or an employment contract.

3. **Submitting an application**

After choosing a bank and preparing all the documents, you must submit an application to open an account. In case of refusal, the bank is obliged to provide a written explanation of the reasons for the refusal. With this document, you can contact the Bank of France, which will appoint another bank obliged to open an account for you.

**Why is it important to have a bank account?**

Opening an account allows you to:

- Receive social benefits.

- Work legally and receive a salary.

- Manage your finances and use bank cards for everyday needs.

- It is easier to do business if you plan to open your own business in France.

**Support from France Assistance**

If you find it difficult to open a bank account or don’t know where to start, France Assistance specialists are ready to help. We offer consultations and full support at every stage to make the process simple and clear.

Don't put off taking important steps. Contact France Assistance today and we will help you move forward confidently on your way to a new life in France.